:root{--navy:#0f2a44;--navy-2:#173a5e;--teal:#0e7c7b;--teal-d:#0a6463;--accent:#f2a541;--accent-d:#e08f22;--ink:#1d2733;--muted:#5b6878;--line:#dde3ea;--paper:#f4f7fa;--white:#fff;--r:14px;--shadow:0 10px 30px rgba(15,42,68,.12),0 2px 6px rgba(15,42,68,.06)}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;font-size:17px;line-height:1.6;color:var(--ink);background:var(--white)}
h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .6em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.5vw,3rem);font-weight:800}
h2{font-size:clamp(1.5rem,3vw,2rem);font-weight:750}
h3{font-size:1.15rem;font-weight:700}
p{margin:0 0 1em}
a{color:var(--teal);text-underline-offset:2px}
a:hover{color:var(--teal-d)}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.skip-link{position:absolute;left:1rem;top:-100px;z-index:100;background:var(--navy);color:#fff;padding:.6rem 1rem;border-radius:8px;font-weight:600}
.skip-link:focus{top:1rem;color:#fff}
.wrap,.header-inner,.hero-inner,.footer-inner{max-width:1160px;margin:0 auto;padding:0 1.5rem}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line);box-shadow:0 1px 8px rgba(15,42,68,.05)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:72px;padding-top:.6rem;padding-bottom:.6rem}
.brand{display:flex;flex-direction:column;text-decoration:none;line-height:1.2}
.brand-name{font-weight:800;font-size:1.25rem;color:var(--navy);letter-spacing:-.01em}
.brand-name::before{content:"";display:inline-block;width:.7em;height:.7em;margin-right:.45em;border-radius:3px;background:linear-gradient(135deg,var(--teal),var(--accent));vertical-align:.02em}
.brand-tag{font-size:.8rem;color:var(--muted)}
.nav{display:flex;align-items:center;gap:.25rem;flex-wrap:wrap}
.nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem;padding:.5rem .8rem;border-radius:8px}
.nav a:hover{background:var(--paper);color:var(--navy)}
.nav a[aria-current="page"]{color:var(--teal)}
.nav a.nav-cta{background:var(--accent);color:var(--navy);margin-left:.4rem;box-shadow:0 2px 0 var(--accent-d)}
.nav a.nav-cta:hover{background:var(--accent-d);color:var(--navy)}
/* hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(14,124,123,.35),transparent 60%),linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 100%);color:#e8eef5;padding:4.5rem 0}
.hero-inner{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:start}
.hero h1{color:#fff}
.lede{font-size:1.2rem;color:#d3deea;max-width:36em}
.hero-points{list-style:none;padding:0;margin:1.75rem 0 0;display:grid;gap:.85rem}
.hero-points li{position:relative;padding-left:2.1rem;color:#e8eef5}
.hero-points li::before{content:"✓";position:absolute;left:0;top:.1rem;width:1.45rem;height:1.45rem;border-radius:50%;background:var(--accent);color:var(--navy);font-weight:800;font-size:.85rem;display:grid;place-items:center;line-height:1}
/* form */
.form-card{background:var(--white);color:var(--ink);border-radius:var(--r);box-shadow:var(--shadow);padding:2rem;border-top:5px solid var(--accent);scroll-margin-top:90px}
.form-card h2{font-size:1.5rem;margin-bottom:.35em}
.form-intro{color:var(--muted);font-size:.93rem}
.field{margin-bottom:1rem}
.field label{display:block;font-weight:600;font-size:.92rem;margin-bottom:.35rem;color:var(--navy)}
.req{color:#c0392b}
input[type=text],input[type=email],input[type=tel],textarea{width:100%;font:inherit;font-size:1rem;color:var(--ink);background:#fbfcfd;border:1px solid #c9d3de;border-radius:10px;padding:.7rem .85rem;transition:border-color .15s,box-shadow .15s}
textarea{resize:vertical;min-height:6rem}
input:focus,textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(14,124,123,.2);background:#fff}
.consent{display:flex;gap:.7rem;align-items:flex-start;background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:.85rem 1rem;margin:1.25rem 0 1rem}
.consent input[type=checkbox]{flex:0 0 auto;width:1.15rem;height:1.15rem;margin:.2rem 0 0;accent-color:var(--teal)}
.consent label{font-size:.8rem;line-height:1.55;color:#3c4856}
.btn{display:block;width:100%;font:inherit;font-weight:700;font-size:1.05rem;color:var(--navy);background:var(--accent);border:0;border-radius:10px;padding:.9rem 1.25rem;cursor:pointer;box-shadow:0 3px 0 var(--accent-d);transition:transform .08s,background .15s}
.btn:hover{background:var(--accent-d)}
.btn:active{transform:translateY(2px);box-shadow:0 1px 0 var(--accent-d)}
.form-note{font-size:.8rem;color:var(--muted);margin:1rem 0 0}
/* sections */
.section{padding:4.5rem 0;scroll-margin-top:72px}
.section-paper{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section .wrap>h2+p{color:var(--muted);font-size:1.08rem;max-width:44em}
.grid-3,.grid-2{display:grid;gap:1.5rem;margin-top:2rem}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:1.75rem;box-shadow:0 2px 8px rgba(15,42,68,.04);transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.card p:last-child{margin-bottom:0}
.grid-3{counter-reset:step}
.step{display:inline-flex;align-items:center;gap:.5rem;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--teal);margin-bottom:.9rem}
.step::before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:2.4rem;height:2.4rem;border-radius:50%;background:var(--navy);color:#fff;font-size:1.1rem;letter-spacing:0}
.grid-2 .card{border-left:4px solid var(--teal)}
#contact .wrap{max-width:820px}
/* contact page */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}
address{font-style:normal;line-height:1.9;margin-bottom:1rem}
/* legal pages */
.legal{max-width:760px;margin:0 auto;padding:3.5rem 1.5rem 4rem}
.legal h2{font-size:1.3rem;margin-top:2.2rem;padding-top:1.2rem;border-top:1px solid var(--line)}
.legal ul{padding-left:1.3rem}
.legal li{margin-bottom:.3rem}
.updated{display:inline-block;font-size:.85rem;color:var(--muted);background:var(--paper);border:1px solid var(--line);border-radius:999px;padding:.25rem .8rem}
/* footer */
.site-footer{background:var(--navy);color:#b9c7d6;padding:3rem 0 2rem;font-size:.92rem}
.site-footer a{color:#fff}
.site-footer a:hover{color:var(--accent)}
.footer-legal-name,.site-footer strong{color:#fff;font-weight:800;font-size:1.1rem}
.footer-links a{margin:0 .25rem}
.copyright{border-top:1px solid rgba(255,255,255,.12);padding-top:1rem;margin-top:1.5rem;color:#8a9bb0;font-size:.85rem}
/* responsive */
@media (max-width:900px){.hero-inner,.contact-grid{grid-template-columns:1fr;gap:2rem}.grid-3{grid-template-columns:1fr}.hero{padding:3rem 0}.section{padding:3.25rem 0}}
@media (max-width:640px){body{font-size:16px}.header-inner{flex-direction:column;align-items:flex-start;gap:.4rem}.brand-tag{font-size:.72rem}.nav{width:100%;gap:0}.nav a{padding:.4rem .6rem;font-size:.9rem}.nav a.nav-cta{margin-left:auto}.form-card{padding:1.4rem}.wrap,.header-inner,.hero-inner,.footer-inner{padding-left:1.1rem;padding-right:1.1rem}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}